Know who you're onboarding, before you decide what to risk on them.

Chanzelu checks the people and businesses you onboard against the registers that already know them. Built in Zambia, for the institutions carrying the risk.

Join the pilot See what we do
Identity verification live today Credit decisioning on the roadmap Built for microfinance and lending
Chanzelu verifying individuals and businesses, feeding risk management for lenders and companies
Identity verificationLive today, checked against Zambian registers
Credit decisioningThe next layer, built on the same platform
Early accessPiloting now, hardening for the long run
Built for lendersAnd any business that onboards new users
What we are building

Chanzelu starts narrow and gets more capable.

Identity verification is live and in pilot. Credit decisioning is next, built on the same platform rather than bolted on later.

Identity verification

Confirms someone is who they claim to be before you take them on, checked against the registers Zambian institutions already trust.

Credit decisioning, coming next

The next layer on the same platform: turning a verified identity into an actual risk decision, not just a match on a name.

Built for who carries the risk

Microfinance and lending institutions first, and any business that takes on risk the moment someone signs up.

Questions

What pilot partners ask first.

Is Chanzelu live today?

The identity verification side works, and we are running it with a small number of pilot partners while we harden it for the long run. We would rather bring a few institutions on properly than open it up before it is ready.

Who is Chanzelu for?

Microfinance and lending institutions first, because they carry the most risk at the exact moment they onboard someone. It is also built for any business that takes on risk the instant it signs a new user up, not just lenders.

What is credit decisioning, and is it available now?

Not yet. Identity verification answers whether someone is who they say they are. Credit decisioning answers whether you should take the risk, and it is the next layer we are building on the same platform. Pilot partners on identity verification get first access as it comes online.

How do we get involved?

Talk to us about your onboarding volume and what you check today. If it is a fit, we bring you on as a pilot partner rather than handing you a self-serve signup.

See if you are a fit for the pilot.

Bring your current onboarding volume and what you check today. We will tell you honestly whether we are ready for you yet.

Join the pilot info@mphando.com